The Embedded Finance (EF) and Bank-as-a-Service (BaaS) ecosystem is expanding at lightning speed and is in the process of defining of the roles of the new stakeholders entering the ecosystem, who are looking to fill niches or create new services. How will the Embedded Finance and Bank-as-a-Service sector evolve? José Luis Navarro Llorens is Head […]
Traditional banks are making the commitment to BaaS models, open banking is driving digital financial services, regulatory bodies are increasing scrutiny when it comes to BaaS providers, the banking ecosystem is rapidly changing and increased competition and regulatory pressures are expected in the BaaS sector. The State of Banking-as-a-Service (BaaS) is a report prepared by […]
APIs have enormous potential for automating administrative processes and simplifying internal management Automating administrative processes becomes easier as APIs evolve and allow more and more integration both internally (private API) and externally (public). What can an API do for internal management? Can it eliminate some of the bureaucracy? Companies cannot function without their administrative tasks– […]
Ecommerce has continued to grow steadily in Spain, except during the pandemic, which has already been overcome in terms of online shopping. Ecommerce has been making inroads among the Spanish for over two decades. In 2000, it was a marginal and niche activity. Now it is almost universal. Almost all Spaniards with internet access shop online […]
2022 is a year characterized by a veritable explosion of open banking apps, and we have selected the most outstanding ones Open banking apps have been growing along with this new ecosystem for years. New regulations and new layers of technology, focusing, have led thousands of startups to launch new products. Some of them are […]
The foreign exchange (Forex) market is the world’s largest financial market. This market trades in the exchange rates of the entire planet through decentralized market mechanisms; this is where the value of each currency is traded. But what is a foreign currency and how is it different from a domestic currency? How and why was […]
Currency automation is a key feature of companies with international cash flows. This is how APIs can help. Companies are looking for services integrated into their management systems (ERP) that simplify their daily operations and allow them a high level of information traceability or the possibility of automating their operations. APIs (Application Programming Interface) are […]
APIs are the future of automated banking services. Albert Pla, Head of SME eSales in BBVA Global Markets, tells us about this technology. APIs are one of the newest and most highly anticipated tools in Open Banking. They can automate business processes and allow bank transactions to be carried out without leaving the company’s work […]
Open finance has become one of the main drivers of digital financial change worldwide. Its implications go far beyond those of open banking and may serve to change the current financial paradigm in some regions such as Latin America or Africa.
In this ebook you will find everything you need to know about open banking regulation around the world and how it can benefit your business.
